10 Best Investment Apps in India
Gone are the days of lengthy paperwork and endless queues. Investment apps bring the stock market to your fingertips, empowering you to grow your wealth from anywhere. They offer real-time updates, analytics, and seamless trading experiences—all while keeping costs low.
But with so many options, picking the best app can be overwhelming. This guide will break down the best investment apps in India so you can invest with confidence.
Best Investment Apps in India
| App Name | Top Features | Fees (Per Trade) | Best Offers |
|---|---|---|---|
| Paytm Money | Zero commission on direct mutual funds | Rs. 15 | No current offers |
| Zerodha Kite | All-inclusive stock trading options | Rs. 20 | Zerodha Referral: Earn flat 10% brokerage + extra 300 reward points |
| Angel One | Fast stock buying and selling | Rs. 20 | Free Demat account |
| Upstox | Best for instant investments | Rs. 20 | Free sign-up to kickstart your investment journey |
| Groww | Ideal for beginners | 0.05% or Rs. 20 | Get up to 65% back on mutual fund investments |
| 5paisa | Auto-investing features | Rs. 20 | 30-day Power Investor subscription free with IPO offers |
| ICICI Direct | Pay Later option with margin trading | Rs. 20 | No current offers |
| Edelweiss | Advanced trade analysis tools | Rs. 10 | No current offers |
| FYERS | Lowest trading fees | 0.03% or Rs. 20 | Free account opening |
| Alice Blue | Budget-friendly intraday trading | Rs. 15 | Free equity delivery trades |
10 Best Investment Apps in India
1. Paytm Money: Simplified Investing for Beginners
Imagine having a seamless investment experience without worrying about hefty commissions. That’s what Paytm Money promises.
Why Choose Paytm Money?
Paytm Money is perfect for those just starting their financial journey. The app focuses on simplicity and transparency, offering direct mutual funds with zero commission.
Unique Features
- Direct Mutual Funds: Save on commissions and maximize returns.
- Stock Market Insights: Real-time updates and alerts for better decision-making.
- NPS Investments: Build your retirement fund easily.
Fees & Offers
- Trading Fee: Just Rs. 15 per trade.
- Current Offers: Unfortunately, no ongoing offers, but the low fees are a deal in themselves.
If you’re looking for a beginner-friendly app, Paytm Money provides a hassle-free way to start investing.
2. Zerodha Kite: The Powerhouse for Stock Market Enthusiasts
When it comes to Zerodha Kite, think of it as the Swiss army knife of investment apps—versatile, powerful, and reliable.
What Makes Zerodha Kite Stand Out?
Zerodha is India’s largest stockbroker, trusted by millions. Its flagship app, Kite, offers a cutting-edge trading platform with advanced tools for seasoned traders.
Top Features
- Advanced Charting Tools: Analyze trends with ease.
- Seamless UI: Trade effortlessly with a clean interface.
- Educational Resources: Access to Varsity for investment learning.
Fees & Offers
- Trading Fee: Rs. 20 per executed order.
- Referral Offer: Earn 10% of brokerage generated by your referrals + 300 reward points.
For investors serious about trading, Zerodha Kite is the ultimate companion.
3. Angel One: Speed Meets Reliability
Angel One (formerly Angel Broking) is a robust app known for its speed and reliability in stock trading.
What’s Special About Angel One?
This app is built for users who want faster execution of trades. With AI-driven recommendations and portfolio analysis, Angel One ensures you make informed decisions.
Unique Features
- ARQ Prime Advisory: Get investment tips powered by AI.
- One-Tap Investments: Hassle-free mutual fund SIPs.
- Stock Filters: Find high-performing stocks effortlessly.
Fees & Offers
- Trading Fee: Rs. 20 per trade.
- Current Offers: Free Demat account for new users.
Angel One strikes the perfect balance between speed and functionality, making it ideal for active traders.
4. Upstox: Instant Investing at Your Fingertips
Upstox is the go-to app for users who value quick and efficient trading experiences.
Why Upstox?
Backed by industry stalwarts like Ratan Tata, Upstox is all about providing cutting-edge technology for instant trading.
Top Features
- Smart Alerts: Get notified of market changes in real-time.
- Multiple Asset Classes: Invest in stocks, mutual funds, and derivatives.
- Customizable Watchlists: Track your favorite assets effortlessly.
Fees & Offers
- Trading Fee: Rs. 20 per trade.
- Sign-Up Offer: Free account setup for a seamless start.
With its lightning-fast interface, Upstox ensures you’re always ahead in the game.
5. Groww: Perfect for Beginners
Why Choose Groww?
Groww is the go-to app for first-time investors. Its user-friendly design and educational resources make it incredibly appealing for those starting their investment journey. The platform simplifies the process of investing in mutual funds, stocks, and more.
Key Features
- Beginner-Friendly Interface: No jargon, just clean and simple navigation.
- Diverse Investment Options: Mutual funds, stocks, ETFs, and fixed deposits.
- Educational Tools: Step-by-step guides and blog articles to help beginners.
- Transparency: No hidden charges and clear fee structures.
Fees and Offers
- Fees: 0.05% or Rs. 20, whichever is lower.
- Offers: Get up to 65% cashback on mutual fund investments.
Unique Advantages
- Instant Account Setup: Start investing in minutes.
- Real-Time Tracking: Monitor your investments with ease.
- SIP Options: Create and manage SIPs effortlessly.
Our Recommendation
Groww is highly recommended for anyone new to investing. Its transparency, affordability, and helpful resources make it the best starting point
6. 5paisa: Automated Investing Made Simple
Why Choose 5paisa?
5paisa is a perfect choice for investors who prefer automation. It combines robust features with a seamless user experience, allowing you to automate your investments and focus on long-term growth.
Key Features
- Auto-Invest Plans: Set up recurring investments in mutual funds and stocks.
- Multiple Investment Options: Trade in stocks, mutual funds, and derivatives.
- Learning Resources: Free educational tools to improve financial literacy.
Fees and Offers
- Fees: Rs. 20 per trade.
- Offers: Get a free 30-day Power Investor subscription with IPO offers.
Our Recommendation
For those who want convenience and automation, 5paisa is a fantastic choice. Its user-friendly interface and smart tools make investing effortless.
7. ICICI Direct: Trusted by Millions
Why Choose ICICI Direct?
ICICI Direct is one of the most trusted names in the financial services sector. Known for its comprehensive offerings and customer-centric approach, it’s an excellent choice for investors seeking reliability.
Key Features
- Pay Later Option: Leverage marginal trading for greater investment power.
- Customizable Research Reports: Get personalized market insights.
- Wide Asset Coverage: Invest in stocks, bonds, mutual funds, and more.
Fees and Offers
- Fees: Rs. 20 per trade.
- Offers: No current offers.
Our Recommendation
Choose ICICI Direct if you’re looking for a trusted app backed by a reputable institution. Its diverse features and services cater to investors at all levels.
8. Edelweiss: Advanced Tools for Pro Investors
Why Choose Edelweiss?
Edelweiss stands out for its advanced trading tools and analytics, making it a top choice for professional investors. The app provides in-depth market data and innovative features for precise trading.
Key Features
- Real-Time Analysis: Stay updated with the latest market trends.
- Portfolio Management: Comprehensive tools to optimize your investments.
- Custom Alerts: Get notifications for price movements and trade opportunities.
Fees and Offers
- Fees: Rs. 10 per trade.
- Offers: No current offers.
Our Recommendation
If you’re an experienced trader looking for cutting-edge tools, Edelweiss delivers unmatched value.
9. FYERS: Minimal Costs, Maximum Value
Why Choose FYERS?
FYERS is designed for cost-conscious investors who don’t want to compromise on quality. With one of the lowest trading fees in the market, it’s a fantastic choice for budget-friendly investing.
Key Features
- Thematic Investment Options: Invest in pre-built themes for diversified portfolios.
- Advanced Charts: Analyze stocks with over 100 indicators.
- Low-Cost Trading: Save significantly on trading fees.
Fees and Offers
- Fees: 0.03% or Rs. 20, whichever is lower.
- Offers: Free account opening.
Our Recommendation
For investors focused on cost-efficiency without sacrificing quality, FYERS is a standout option.
10. Alice Blue: Affordable Trading for Everyone
Why Choose Alice Blue?
Alice Blue is known for its low fees and accessible trading solutions. Whether you’re new to investing or a seasoned pro, the app offers excellent value for money.
Key Features
- Lowest Brokerage Fees: Pay just Rs. 15 for intraday trading.
- Equity Delivery Trades: Free of charge for long-term investors.
- Smart API Integration: Create your own trading strategies with ease.
Fees and Offers
- Fees: Rs. 15 per trade.
- Offers: Free equity delivery trades.
Our Recommendation
For budget-conscious investors, Alice Blue is a reliable and affordable choice.
11. Alice Blue: Affordable Trading for Everyone
Why Choose Alice Blue?
Alice Blue is known for its low fees and accessible trading solutions. Whether you’re new to investing or a seasoned pro, the app offers excellent value for money. Its focus on cost-efficiency makes it a favorite among budget-conscious investors.
Key Features
- Lowest Brokerage Fees: Pay just Rs. 15 for intraday trading.
- Equity Delivery Trades: Free of charge for long-term investors.
- Smart API Integration: Create your own trading strategies with ease.
- Advanced Tools: Offers a range of charting and analysis tools for better decision-making.
Fees and Offers
- Fees: Rs. 15 per trade.
- Offers: Free equity delivery trades.
Unique Advantages
- Customizable Options: Build personalized strategies using their robust APIs.
- Dedicated Support: Responsive customer service for troubleshooting.
- Referral Bonuses: Earn rewards by referring friends and family.
Our Recommendation
For budget-conscious investors, Alice Blue is a reliable and affordable choice. With its competitive fees and robust features, it’s an excellent app for both beginners and advanced traders
FAQs
1. What is the best app for mutual fund investments in India?
Paytm Money and Groww are excellent apps for mutual fund investments, offering zero-commission direct plans.
2. Which app has the lowest trading fees?
FYERS stands out with a 0.03% fee or Rs. 20, whichever is lower.
3. Is Zerodha good for beginners?
While Zerodha is feature-rich, beginners might find apps like Groww more user-friendly.
4. Are investment apps safe?
Yes, all the apps mentioned are SEBI-registered and use encryption to safeguard your data.
5. Can I trade in cryptocurrencies with these apps?
Most apps like Upstox and Groww focus on traditional assets. For crypto, dedicated platforms like CoinSwitch are better.
6. What is the best app for intraday trading?
Angel One and Zerodha Kite are highly recommended for intraday trading.
7. Are there any free apps for investing?
Yes, apps like Groww and Paytm Money charge minimal or no fees for specific services.
8. Which app is better for advanced traders?
Zerodha Kite, with its advanced charting and tools, is a clear winner for advanced traders.
9. Can I open a Demat account with these apps?
Yes, all the listed apps provide seamless Demat account opening services.
10. Do these apps provide educational resources?
Yes, apps like Zerodha (Varsity) and Groww offer excellent educational content.
Conclusion
Investing has never been easier, thanks to these top 10 investment apps in India. Whether you’re a beginner looking for simplicity or an advanced trader seeking powerful tools, there’s something for everyone